Insights

by KPT Mortgage Advisors
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Mortgage Options for Divorcing Couples: Retain, Refinance, or Sell? 

Mortgage Options for Divorcing Couples: Retain, Refinance, or Sell? 

Divorce is one of life’s most challenging transitions, and when real estate is involved, the financial complexities can feel overwhelming. A shared mortgage adds another layer of difficulty, requiring careful decision-making to determine the best path forward. If you...

Mortgage Refinancing for Retirees: Is It the Right Move for You?

Mortgage Refinancing for Retirees: Is It the Right Move for You?

Retirement is a time to enjoy financial stability and the lifestyle you’ve worked hard to achieve. For many retirees, adjusting their financial situation to fit their new stage of life is essential, and refinancing a mortgage can be one way to do that. Whether the...

How Credit Scores Affect Refinancing in Minnesota

How Credit Scores Affect Refinancing in Minnesota

Refinancing your mortgage can open the door to significant financial benefits, such as lower monthly payments, reduced interest rates, or access to home equity. However, credit scores play a pivotal role in determining not only your eligibility for refinancing but...

How to Lower Your Monthly Payments with a Minnesota Refinance

How to Lower Your Monthly Payments with a Minnesota Refinance

Refinancing your mortgage can be a game-changer for your financial health, especially if you’re looking to reduce your monthly payments. By taking advantage of current market conditions, improved credit, or changes in your financial situation, refinancing can create...