Clients We Work With

At KPT Mortgage Advisors, we pride ourselves on being more than just a mortgage advisory firm—we are trusted partners in helping our clients achieve their dreams of homeownership and financial security. Whether you’re embarking on a new chapter in life, making your first home purchase, investing in real estate, or finding a tranquil getaway, our personalized approach ensures that every client feels supported and empowered. With decades of experience and a collaborative mindset, we specialize in creating tailored solutions that align with your goals, making complex processes simple and stress-free.

 

We understand that no two clients are alike. That’s why we take the time to listen to your unique story and craft financing strategies that meet your specific needs.

Loan OptionsRefinance

Divorcing Homeowners

Divorce is one of life’s most challenging transitions, and navigating shared property like a family home can be a daunting task. Our team of mortgage advisors brings compassion and expertise to divorcing homeowners who need to refinance, restructure, or secure new financing. Our Founder, a Certified Divorce Lending Professional (CDLP), is uniquely qualified to guide clients through these situations with sensitivity and professionalism.

For many divorcing homeowners, refinancing plays a key role in resolving property ownership. Whether one spouse wishes to retain the home or the property needs to be sold, we help structure solutions that align with divorce settlements and financial goals. If one spouse is keeping the home, we can assist with refinancing to remove the other spouse from the loan and secure terms that are affordable for the remaining party. For equity buyouts, we help clients tap into the home’s value to provide a fair and equitable financial separation.

Our team’s expertise ensures that divorcing clients feel supported through every step of the process, allowing them to focus on building a fresh start. Divorce is never easy, but with the right mortgage partner, it doesn’t have to feel overwhelming.

First-Time Homebuyers

Buying your first home is an exciting milestone, but it can also feel overwhelming without the right guidance. At KPT Mortgage Advisors, we specialize in helping first-time homebuyers navigate the complexities of purchasing a home with confidence and ease. From understanding loan options to preparing for the financial responsibilities of homeownership, we are with you every step of the way.

We understand the unique challenges first-time buyers face, from saving for a down payment to navigating the competitive housing market. That’s why we offer a variety of programs specifically tailored to first-time buyers, including low down payment options and government-backed loans like FHA and USDA programs. These options are designed to make homeownership more accessible and affordable, even for those with limited savings or credit history.

Our team takes the time to educate first-time buyers on every aspect of the process, from pre-approval to closing. By empowering clients with knowledge and personalized support, we ensure that purchasing your first home is a positive, exciting experience. With KPT Mortgage Advisors by your side, taking the leap into homeownership has never been easier.

Vacation/Cabin Homebuyers

Owning a vacation home or cabin is a dream for many—a peaceful retreat from the demands of daily life. KPT Mortgage Advisors takes pride in helping our clients finance second homes, whether it’s a cozy cabin in the woods, a lakeside getaway, or a vacation property in the countryside.

Financing a second home comes with unique challenges, such as different qualification requirements and higher down payments compared to primary residences. Our team has extensive experience in navigating these complexities and works closely with clients to find the best loan options for their financial situation. We also understand the emotional value of vacation homes and are committed to making the process as smooth and enjoyable as possible.

Whether you’re planning to use the property as a personal retreat or as an income-generating rental, we help you secure financing that aligns with your goals. Let KPT Mortgage Advisors make your dream of owning a vacation home a reality.

Professional Women

KPT Mortgage Advisors is passionate about empowering professional women to achieve financial independence through homeownership and real estate investment. We understand the unique challenges women often face in securing financing, and we are committed to providing personalized support and tailored solutions to help them succeed.

Our team works closely with professional women at every stage of their homeownership journey, whether they’re buying their first home, refinancing, or investing in property. We believe that owning property is a powerful tool for building wealth and financial security, and we take pride in helping women navigate the process with confidence.

Through clear communication, expert advice, and a client-first approach, we help professional women take charge of their financial future. At KPT Mortgage Advisors, we don’t just secure loans—we empower our clients to own their paths forward.

Real Estate Investors

Real estate investment is a proven strategy for building wealth, but it requires careful planning and access to the right financing options. The KPT Mortgage Advisors team works with real estate investors to develop tailored solutions that maximize returns and support long-term success. Whether you’re purchasing a vacation rental, an income-generating property, or expanding a portfolio, we provide expert guidance to help you navigate the complexities of real estate financing. Our team understands the unique challenges investors face, such as securing competitive rates, managing cash flow, and meeting specific property requirements.

With our personalized approach, we ensure that investors receive the tools and support needed to make informed decisions. From finding the right loan program to ensuring a smooth closing process, we’re here to help you turn your investment goals into reality. With KPT Mortgage Advisors, your success is our priority.

Loan Options for First-Time Homebuyers in Minnesota - KPT Mortgage Advisors
Your Step-by-Step Guide to Buying a Home in Minnesota - KPT Mortgage Advisors
How to Save for a House in Minnesota - KPT Mortgage Advisors

Empowering Clients Through Expertise

KPT Mortgage Advisors’ commitment to personalized service and expert guidance sets us apart. We are proud to serve a diverse range of clients, each with their own unique goals and stories. By taking the time to understand your needs, we create tailored solutions that empower you to achieve your dreams.

Whether you’re navigating a divorce, buying your first home, investing in real estate, or securing a vacation retreat, our team is here to make the process seamless and rewarding. Contact us today to learn how we can help you take the next step with confidence. Together, we’ll open doors to a brighter future.

What Our Clients Say

Insights from KPT Mortgage Advisors

Your Step-by-Step Guide to Buying a Home in Minnesota

Your Step-by-Step Guide to Buying a Home in Minnesota

Buying a home is an exciting journey, but it can also be a complex process. Knowing the steps involved—and understanding when to contact a mortgage advisor—can help make this journey as smooth as possible. Here’s a guide to help first-time homebuyers navigate the path...

Loan Options for First-Time Homebuyers in Minnesota

Loan Options for First-Time Homebuyers in Minnesota

Navigating the Path to Homeownership: Loan Options for First-Time Homebuyers in Minnesota Buying your first home is a big step, and finding the right loan can make the process smoother and more affordable. Minnesota offers several loan options designed to support...

How to Save for a House in Minnesota: Tips and Down Payment Options

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Saving for a home can feel overwhelming, but with a clear plan, it’s more achievable than you might think. Understanding your down payment options and creating a savings strategy can help make homeownership a reality sooner than you think. Here’s a guide to help you...