Welcome to KPT Mortgage Advisors
Mortgage Company in Minnesota + Wisconsin | 100% Woman-Owned Explore Loan OptionsRefinanceOwn your home. Own your future.
Buying a home is one of the most significant financial decisions you’ll make in life. Whether it’s purchasing your first home, upgrading to fit your growing family, or making an investment for the future, the mortgage process is a critical step in turning your dreams into reality. It’s a journey that requires careful planning, trusted advice, and a partner who truly understands your unique needs.
At KPT Mortgage Advisors, we are revolutionizing how clients navigate their home financing journeys. With a client-first approach and more than 2,000 families served, we are committed to providing customized mortgage advice tailored to your goals—whether you’re a first-time homebuyer, seasoned real estate investor, or someone navigating life’s big transitions like divorce.
We’re more than just a mortgage broker. We’re your trusted partner, dedicated to making every step of the process clear, stress-free, and empowering. At KPT Mortgage Advisors, we simplify the complex and guide you with expertise, empathy, and an unwavering commitment to your success.
Why Choose KPT Mortgage Advisors?
A Pioneer in Mortgage Advisory
KPT Mortgage Advisors proudly leads the way in providing expert, approachable, and transparent services. Our dedication to simplifying complex processes has made us the go-to resource for clients seeking financing for purchases, construction projects, or refinancing opportunities.
Client-First Approach
With KPT Mortgage Advisors, every client is a VIP. From the first conversation to the day you hold the keys to your new home, we’re committed to treating you with respect, care, and personalized attention. We believe that buying a home is more than a transaction—it’s a life-changing moment, and we’re here to ensure it’s a positive and memorable one.
Empowering Knowledge
Our mission is to empower you with the knowledge and courage to make informed decisions. From demystifying complex mortgage terms to explaining your options in detail, we’re here to ensure you feel confident every step of the way.



What Our Clients Say
Our Loan Services + Clients
We understand that no two clients are alike, which is why we offer a wide range of loan options to suit your specific goals:
- Fixed-Rate Mortgages: Enjoy the stability of predictable monthly payments.
- Adjustable-Rate Mortgages (ARMs): Flexibility with rates that adjust to your financial needs.
- FHA Loans: Affordable options for first-time homebuyers with flexible requirements.
- VA Loans: Exclusive benefits for military service members and their families.
- USDA Loans: Zero-down payment solutions for homes in eligible rural areas.
- Jumbo Loans: Financing for high-value properties beyond conventional limits.
- Refinancing Solutions: Lower your rate, shorten your term, or access your home’s equity.
- Construction Loans: Simplified financing for building your dream home.
Our experienced advisors will work with you to explore your options and find the perfect fit for your financial needs. We specialize in helping clients at every stage of their homeownership journey:
Your Title Goes Here
Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.
First-Time Homebuyers
Taking your first steps into homeownership can feel overwhelming, but it doesn’t have to be. We guide first-time buyers through the process with clarity and care, offering tailored solutions like low down payment programs and personalized advice. Let us help you navigate your journey to owning your first home with confidence.
Vacation Homebuyers
Your dream retreat is closer than you think. Whether you’re looking for a cabin in the woods, a lakeside escape, or a rental property in paradise, KPT Mortgage Advisors specializes in financing vacation homes. We simplify the process so you can focus on finding your perfect getaway.
Divorcing Homeowners
Divorce is a significant life transition, and decisions about your home can feel overwhelming. KPT Mortgage Advisors offers compassionate, expert guidance for refinancing, equity buyouts, or financing a new home. Let us help you move forward with clarity and financial stability.
Professional Women
We’re passionate about empowering professional women to achieve homeownership and financial independence. Whether you’re buying your first home, upgrading, or investing, KPT Mortgage Advisors provides personalized solutions and expert support. Together, we’ll help you build the future you deserve.
Real Estate Investors
Real estate is one of the most powerful tools for building wealth, and we’re here to help you maximize its potential. From financing rental properties to expanding portfolios, KPT Mortgage Advisors specializes in solutions tailored to investors. Partner with us to take your investment strategy to the next level.
Meet Our Team

Kim Peterson
Owner | Mortgage Loan Officer
NMLS#: 1029555

Peter Grabowski
COO
NMLS#: 1285859

Louise Garner
Sales and Marketing | Mortgage Loan Officer
NMLS#: 1785027

Dana Kara
Processing Manager
Your House, Your Power, Your Story
At KPT Mortgage Advisors, we believe in building lasting relationships, not just closing deals. Your journey to homeownership or financial stability is personal, and we treat it as such. Every interaction with our team is guided by a commitment to understanding your needs and providing solutions that truly make a difference.
Transparency is at the heart of everything we do. We ensure you’re informed every step of the way, breaking down complex processes and answering your questions so you always feel in control. With clear communication and honest advice, we work to eliminate the uncertainty often associated with securing financing. We also prioritize empathy in our approach. Your story matters, and we take the time to listen. Whether you’re purchasing your first home, navigating a life transition, or exploring investment opportunities, we tailor our solutions to align with your unique goals and circumstances.
Above all, we believe in empowerment. By equipping you with the knowledge and tools you need, we enable you to make confident decisions about your future. It’s not just about securing a loan—it’s about helping you take ownership of your dreams and aspirations.
If you’re ready to experience a mortgage process built on trust, compassion, and empowerment, we’re here to help. Contact KPT Mortgage Advisors today to start your journey. Together, we’ll turn your goals into a reality and help you own your future.
Insights from KPT Mortgage Advisors
How to Lower Your Monthly Payments with a Minnesota Refinance
Refinancing your mortgage can be a game-changer for your financial health, especially if you’re looking to reduce your monthly payments. By taking advantage of current market conditions, improved credit, or changes in your financial situation, refinancing can create...
Your Step-by-Step Guide to Buying a Home in Minnesota
Buying a home is an exciting journey, but it can also be a complex process. Knowing the steps involved—and understanding when to contact a mortgage advisor—can help make this journey as smooth as possible. Here’s a guide to help first-time homebuyers navigate the path...
Loan Options for First-Time Homebuyers in Minnesota
Navigating the Path to Homeownership: Loan Options for First-Time Homebuyers in Minnesota Buying your first home is a big step, and finding the right loan can make the process smoother and more affordable. Minnesota offers several loan options designed to support...